![]() ![]() One of the most significant AI developments in the last decade has been deep learning. Nayana’s story provides a chilling insight into how AI can reproduce the discrimination already present in society. The key message here is: AI can help you optimize your life – but it can also weaponize your data. ![]() Somehow, the AI had inferred that he was of a different social status, and interpreted that as a health risk to the family. It seemed like a win-win for everyone.īut when Nayana fell in love with a man who lived in a less-wealthy neighborhood, the family’s premiums soared. With every healthy decision they made, their insurance premiums fell. The apps told them when to drink water, instructed her grandfather to drive more slowly, and nagged her dad so much about his smoking that he eventually quit. Ganesh instructed the family to use a certain set of apps for everything from investing to finding the best supermarket deals, and over the next few weeks, their phones were constantly pinging with recommendations. ![]() ![]() The catch? They had to agree to share all their personal data with the company. In Mumbai, in 2041, Nayana’s family dramatically lowered their insurance premiums by signing up with a new insurance company called Ganesh Insurance. ![]()
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